Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,774$477,000
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,494$0
Note rate6.080%7.400%
Blended rate6.080%7.640%
1st payment$3,086.33$3,302.65
2nd payment$0.00$0.00
Taxes / mo$130.58$130.58
Insurance / mo$166.67$166.67
MI / mo$0.00$95.40
HOA / mo$89.00$89.00
Total monthly$3,472.58$3,784.30
Cash to close$31,226$53,000