Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,250$296,991
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,296$0
Note rate6.860%7.400%
Blended rate6.860%7.640%
1st payment$3,081.92$2,056.31
2nd payment$0.00$0.00
Taxes / mo$104.83$104.83
Insurance / mo$150.00$150.00
MI / mo$0.00$59.40
HOA / mo$62.00$62.00
Total monthly$3,398.75$2,432.54
Cash to close$0$32,999